Ndinda, S.F. , Ombok, B. and Adoyo, P. 2026. Moderating Effect of Financial Gearing on the Relationship Between Corporate Governance, Ownership Structure and Financial Performance of MFIS in Kenya. Journal of Finance and Accounting. 6, 7 (Aug. 2026), 29–42. DOI:https://doi.org/10.70619/vol6iss7pp29-42-899.