Ndinda, S. F. ., Ombok, B. . and Adoyo, P. . (2026) “Moderating Effect of Financial Gearing on the Relationship Between Corporate Governance, Ownership Structure and Financial Performance of MFIS in Kenya”, Journal of Finance and Accounting, 6(7), pp. 29–42. doi: 10.70619/vol6iss7pp29-42-899.