Mukuru, Leonard, and Anthony Thuo. “Firm Characteristics and Non-Performing Loans of Microfinance Banks in Kenya”. Journal of Finance and Accounting 3, no. 2 (June 17, 2023): 32–44. Accessed December 22, 2024. https://edinburgjournals.org/journals/index.php/journal-of-finance-and-accountin/article/view/171.